Rambling On

Nice surprise

Yesterday in the mail my husband received what we thought was his pay stub. But since he already received it last week we were a little curious as to why they would send another one. Well you can imagine our surprise when he opened it up to discover that it wasn’t a pay stub, but a stub telling him that he received a bonus in his bank account. The reason why we were so surprised was because he already got a bonus in March so we were not expecting another one this year. So he checked his bank account and sure enough the money was in there. It’s a good thing too. Because we still have quite a bit back to school shopping to do. So this money will come in very handy.

Online Payday Loans

When I need to go to the bank to inquire about getting any type of loan I always get a bit nervous. I don’t really enjoy the face to face interaction with the loans officer. This is one of the reasons why I love the fact that there are Instant Payday Loans available for me to apply for online. It takes out all the nervousness that I normally feel doing this type of stuff. You still get the excellent customer service, fast acceptance and great rates that you would if you were to apply at a traditional financial institution. But applying online helps to make the process move along even smoother. If you need to apply for a loan, then check out online payday loans and discover for yourself just how easy this process can be.

Taking down my Etsy shop

In January I set up an Etsy shop to try to promote and sell some of my handcrafted jewelry.  I decided to give it a few months to see if this would be a  viable solution to my lack of sales.  But I am sorry to report that this little venture didn’t work out the way that I wanted it to.  So I’ve made a decision.  I have decided to dismantle the Etsy shop and try to sell my products through other methods.  Thankfully my little test didn’t cost me a whole lot of money, but it did teach me that this method is not the way to go for me.  So when my listings expire, I will de-list all my items and close the Etsy shop for good.  I’m glad I tried it, but it’s now time to move on.

Saving money

With only one income coming into our household, I am constantly looking for different ways to save money. I have been using Snapfish coupons, buying things in bulk and cutting out on most of the extras. I find during the summer months that it’s a whole lot easier to save money then when the kids are in school. During the school year I am spending a lot of money in gas driving them back and forth to the bus stop and spending a lot more in food money as they need snacks and lunch items. And don’t get me started on how much cash I fork out in a run of a week for different activities during the school year. Saving money is a hard thing to do for anyone, but everyday I am learning more and more about how to go about doing this.

Headed back to work

Well it looks like my life of leisure will slowly be coming to an end. In September when the kids go back to school I need to go back to work. The money around here is starting to get a tight and the bills are starting to pile up. There is no real point in me going back to work during the summer as I would end up paying out most of my wages in babysitting fees.

So until September arrives and I start having a regular paycheck coming in, we have decided to try to cut costs and look into obtaining some type of credit counseling. We are not in so deep right now that we are in financial trouble. But if things continue the way they are going we could soon find ourselves in a little bit of trouble. So I have been doing some research on this site over at www.acarhelp.com. This company offers professional credit counseling services at very affordable rates. They will help you consolidate all your monthly payments into one manageable payment and show you how to mange your money. This is a great service for people who find themselves swimming in debt or find themselves in a situation such as my own.

Advertising your business

Now that I finally have some inventory made up for my small home crafting business, it’s about time that I look some advertising. With this type of business, getting customers to see the different crafts that I have for sale is essential for generating sales which will generate profit. I have tried to go the route of free advertising but have found this method to be completely ineffective. So I have to start look at inexpensive ways of advertising. And one way that I have found to promote my business fairly inexpensively is through VistaPrint.

This company offers a wide variety of printing services for any type of business. You can order save the date magnets, business cards, checks, rubber stamps, and announcements. Not only are their products extremely reasonable in price, but they will gladly customize any of their products to your complete satisfaction. It makes no difference if you are a small company in need of some inexpensive advertising or a larger company spending a lot on advertising, this company has everything you will ever need for all your printing needs. Their highly trained and professional staff will work closely with you to get you the customized products you need at the price that you desire.

Project wonderful update

A few weeks ago, I joined a money making program called Project Wonderful.  This post is to give you an update on my experiences so far.  Now, first of all I’m not going to tell you all that I’m getting rich off this site, because I’m not.  But, I am starting to see a little bit of income trickle from this site, so I don’t believe that this is a waste of my time.  Because I have four blogs in their system, the flow of money is coming in at a reasonable rate.

If your wondering how you can get involved with this program, I’ll tell you all about it.  All you need to do is set up your own account through them and then start accepting bids for advertisers to place their ads on your site.  Right now my bidding is set at $0.02 as I feel with a low bid amount, I may get more advertisers.  For this amount, I do get a percentage and project wonderful gets a percentage as well.

As I stated, you will not get rich off this site.  But if you would like to join a site where all you need to do is sign up and start accepting bids to earn a little spare cash, then this site may be just the thing your looking for.  It doesn’t require a lot of time or work and eventually you will see the pennies add up.