Christmas can be stressful
I was talking to a friend of mine the other day about the upcoming Christmas season and about how ready (or not) we both are. My friend was a little stressed out by this conversation as she has nothing bought for her family yet and really has no money to make any purchases. She has been considering applying for a credit card just to see her through this gift buying season, but has come across so many bad credit card offers that she is really starting to get a little scared.
I have been trying to give her good tips on how to decide which credit cards are right for her and which cards she should probably stay away from. I’ve used a credit card before for some of my Christmas purchases, but I’ve always paid them off quite quickly so I didn’t incur a large amount of interest charges. I’m just not sure if she would be able to do this. But if she’s determined to apply for a credit card to pay for all her purchases, then hopefully she will do a lot of research and apply for the best one that will suit her needs at this time. Otherwise I guess I haven’t been much help to her. But it does make me feel bad when the Christmas season approaches and people end up getting seriously stress over the whole thing.
| 3.5 |
November 06 2008 03:51 pm | Friends and income
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